Thank You Jo for delivering an unbelievable result when selling my property off market. We've known Jo for many years & wouldn't go anywhere else with our real estate needs. As usual Jo proved to be a specialist in the area & showed our property to buyers in the best way possible. Jo is always a pleasure to deal with, always available around the clock & always has the answers that I needed to feel comfortable in the buying & selling process.
Profile
Josephine Cowling

Real Estate is about People!
Josephine - A Trusted Agent in Northern Beaches Property Sales. With an impressive 33 years of experience at LJ Hooker, Josephine has been a cornerstone of the LJ Hooker Mona Vale team for over 28 years. In 1997, she was personally recruited by Principal Lachlan Elder to join his award-winning team - a testament to her talent, professionalism, and drive. Since then, Josephine has helped shape the success of the office and become one of the most respected names in the industry.
Throughout her career, Josephine has consistently achieved top-tier results, earning numerous sales and marketing awards within the LJ Hooker Network. Her peers recognized her leadership by appointing her President of the prestigious LJ Hooker Captain's Club - a distinction reserved for the top 5% of high achievers across the network - where she also held an international leadership role.
Josephine's passion for property and people is at the heart of her success. From luxury waterfront estates to studio apartments, she brings the same unwavering commitment and high level of personalised service to every client. Her extensive network of loyal, repeat clients is a reflection of her professionalism, integrity, and ability to deliver outstanding results time and again.
Known for her bright, approachable personality and expert negotiation skills, Josephine pairs exceptional local knowledge with a customer-first approach that makes the selling process seamless and rewarding.
Clients consistently praise her communication skills, attention to detail, and ability to exceed expectations. As one delighted vendor shared:
"A big heartfelt thank you for all your invaluable experience and expertise in helping us both sell our home and buy a new one against all odds and to a ridiculous schedule. We've never experienced the level of service you offered."
Another long-time client wrote:
"This is the second time you've helped us sell, and once again you were enthusiastic, professional, and a pleasure to deal with. Your communication kept us informed every step of the way."
Whether you're selling a family home, a coastal retreat, or a prestige estate, Josephine's dedication, experience, and infectious enthusiasm ensure a property journey that is not only successful but enjoyable. Experience, Integrity, Results — Discover the Josephine Difference
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Bungan Boardriders
Bungan Boardriders is a community surfing club located at Bungan Beach on Sydney's Northern Beaches. We pride ourselves as a family-oriented club, built on solid community, family and competitive values and ideals with good grassroots support and camaraderie amongst its members.
Our aim is to provide an avenue for surfers of all ages and their families to participate in an organised social group of beach lovers who enjoy a fun and healthy lifestyle whilst pursuing their passion for board riding excellence within the true spirit of friendship and competition
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